FAQ
How fast is the application turnaround time?
If full documents are received and we are able to verify your personal details, the approval can be as fast as within 24 hours. However, if the documents are not complete, the process may take longer.
How will I know if my application status?
Invinity credit will send an SMS to your registered mobile phone number regarding your application status, or applicant may also check up with us directly.
What are the minimum and maximum loan tenures?
The minimum loan tenure is 1 year, and the maximum loan tenure is 5 years.
What are the minimum and maximum loan interest?
The minimum loan interest is 12% p.a., and the maximum loan interest is 18% p.a.
What are the minimum and maximum loan amount?
The standard minimum loan amount is RM5K and maximum loan amount is RM300K.
Can I apply Loan even after my application has been rejected by the banks?
Yes, we consider each case on its merit and our credit loan is designed to help applicant to console their debts within Invinity internal credit guidelines.
Can I apply if I am having record with AKPK/SAA/CTOS/CCRIS issues?
We assess each case on its merit and will consider the application favourably, if it fulfils our requirements.
What should I do if I was scammed?
We advise you to lodge a police report, if necessary. Always be very cautious when providing any personal information or document to anyone.
Do we need to pay legal expenses on the credit loan ?
Yes, there is standard ad valorem 0.5% stamp duty on the approved loan amount and also reasonable professional legal fees.
How do I make the repayment on monthly instalment?
You may make payment to “INVINITY CREDIT SDN BHD” company account at Maybank with account number – 5123-0762-2833. And you are advised to send the payment receipts to enquiry@invinity.my for confirmation record tracking purpose.
Is there a penalty fees for early full settlement?
No, there is no penalty fees for early full settlement and we strongly recommend client to make early full settlement, whenever possible.
If you still have any question regarding to our financial solution plan, kindly contact our hotline for more information. Thank you.